Unum Beauty Blogger Challenge

I've always been a spender, not a saver and it's only been recently that I've re-evaluated my spending habits and have cut down on frivolous treats. Saying that though, as a beauty blogger I'm always keeping my eye on the beauty counters and displays and am tempted to throw cash down at the latest lipstick or mascara, all in the name of research!

The majority of us believe that the State would support us if we were unable to work due to illness or injury. But the reality is that the State benefit, the Employment and Support Allowance (ESA), which kicks in six months after sick leave begins, only pays around £5,000 a year (around £95 a week) for most people. (During the first six months of sick leave, your employer must pay you Statutory Sick Pay of around £85 a week).

This is 80% less than average UK earnings of £26,500 per year, meaning a huge drop in income for the majority of UK workers, if they had to go on long-term sick leave
Whilst many think this will never happen to us, in reality over 1 million UK workers of all ages get ill or injured each year, with 350,000 of them becoming long-term cases.

Who is Unum?

Unum is the UK’s leading provider of Income Protection – For more information, click here Unum
Income Protection is an insurance which pays up to 80% of your salary if you become unable to work due to illness or injury. This usually starts after six months of absence, and continues to pay out until you return to work or retire
Unum is undertaking an awareness raising campaign to educate the public on the protection gap, and to highlight the need for a back up plan

So! What’s the challenge?

Unum would like to see if I can maintain my quality of life on £95 for an entire week. This will cover food, transport and also require me to put together a basic beauty regime. I'm always up for a challenge, but I graduated from the school of 'Buy Now, Think Later' so whether or not I'll be able to do this or will end up with 10p by Thursday remains to seen! Keep an eye out for my update posts!

For more info:  www.unum.co.uk/askunum

**Produced for Vex in the City by Yinka to a brief agreed with Unum. Payment made by Unum restricted to ESA allowance only. All editorial overseen and controlled by Vex in the City.

3 beauty lovers have sumthin to say:

SilhouetteScreams said...

Oh wow, I'm really interested to see your update posts! I imagine the experience is going to be really eye-opening.

Holly said...

wow interesting, can't wait to see how you do!! I am trying to be good and keeping a spending diary atm, going better than I thought.


VexintheCity said...

Hmmm well it's not going so well! LOL


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