My attitude towards my finances has improved remarkably over the years. Yes, I’m still partial to the occasional, unplanned splurge, but on the whole I know exactly where my money is and what it goes on. However, at times I’ve been caught out and have found myself in need of some extra funds to cover an unexpected expense.
That said, a short term loan is a useful option to consider, especially in my line of work, where chasing freelance payments is all too often a frequent occurrence. There is where Vivus loans come in handy, they offer loans up to £500 , ideal for those situations where you’re caught short.
Their process is simple, apply, get approved, get the cash and pay it back in one payment. It can buy you some much needed time when there is that unexpected expense that disrupts daily life. In a world where the internet rules, being able to apply online is both convenient and timesaving – nobody has time to wait on hold at the end of a phone line.
You can apply online and providing you meet the computer generated algorithm the money will be in your account before you know it. Vivus are transparent in their payment terms and talk in language we can all understand with no complicated financial jargon which may cause confusion. They are flexible for their customers which even includes a few days grace if you inadvertently miss the payment. They understand that things happen and only charge a late fee if you miss the repayment by five days or more.
When you might need a short term Vivus loan
- If a household appliance or electronic device unexpectedly breaks down i.e washing machine and you need an urgent replacement. I know I can’t live without my beloved laptop!
- You’re starting a new job and need to cover that first month’s transport or buy a few new outfits to look the part
- After Christmas – we all know the pay day after Christmas seems to take forever and gift buying and nights out celebrating the festive season can take their toll on your pocket.
- There’s a new school season upon us. Buying uniforms and school supplies all adds up! I know I’ve heard multiple moans over the past few weeks, from fellow parenting counting the cost of sending their little angels back to the classroom.
Short term loans can receive negative press and there’s often a negative stigma attached to them. As long as you only borrow what you can afford to pay back and repay the loan in the agreed timeframe, then a short term loan can be a lifesaver and ensures you remain in control of your finances. However, by no means is this a solution to solve any money troubles you may have.
*Sponsored post
